Today's Richardson Mortgage Rates
Mortgage rates as of 8/20/2025
At Melbourne Mortgage, we specialize in providing the best Richardson mortgage rates to help you secure affordable financing for your home. Whether you're a first-time homebuyer, refinancing an existing mortgage, or investing in property, we offer competitive loan options with flexible terms tailored to your needs.
Today's Richardson mortgage rates fluctuate based on market conditions, loan type, and borrower qualifications. Our team stays updated on current mortgage trends to ensure you get the lowest available rates. We provide personalized rate quotes, helping you make informed decisions about your home financing.
Finding the best Richardson mortgage rates is easier than ever with Melbourne Mortgage. Contact us today or apply online to get a free, customized quote and lock in today's Richardson mortgage rates.
Mortgage rates as of 8/20/2025
As of June 2025, the median home value in Richardson is approximately $449,700, down about 3.7 percent over the past year. Homes typically go pending in around 14 days, showing a fast‑moving market.
The average rent in Richardson is approximately $1,461 per month, which is nearly 11 percent lower than the national average. One and two bedroom units remain most in demand.
30‑year fixed mortgage rates in Richardson align with national averages in the mid‑6 percent range. With solid economic drivers and short time‑on‑market, buyers may find advantageous loan options in the coming months.
Whether you're buying your new home or want to refinance existing mortgage, we have a home lending solution just for you.
Let us walk you through the whole process. It's easy!
Use the form within the banner above and instantly get a rate quote, including closing costs.
You can also use our Loan Inquiry form to see how much you can qualify for.
No matter your needs, we are here to help!
At Melbourne Mortgage we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you.
We work with multiple lenders and we can provide our clients with extremely competitive pricing. Now you can do all your comparison shopping with one company without wasting time with several banks or brokers.
We make sure our clients get the best support from our staff. We will walk you through the whole mortgage process and ensure your transactions close smoothly.
Our complete list of loans along with their detailed description will help you decide which loan is good for you.
We have put together some calculators to help you make sense of the numbers.
Here we tried to answer the most important questions you may have. For more answers call 214-888-8693.
"I wanted to let you know how impressed I was with the job everyone did at your company. I have refinanced several times in the past and usually pick the company that has the lowest rates. Of course I did the same when I chose your company. However, this time I received great service to go with the low rate."
"I just wanted to thank you for constantly following up with me. The last time I refinanced it seemed as if I always had to follow up with the mortgage company. Thanks for staying on top of everything and keeping things moving forward."
"Your company was so much more professional than the last mortgage company I used. Every question I asked was answered honestly and accurately. I would recommend you to anyone."
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