Fixed Loans

The 30-year and 15-year fixed are the most popular loans

Clients who plan to stay in their home for a long period of time will find a Fixed Rate Mortgage is an excellent way to lock in a low interest rate for the life of the loan. Melbourne Mortgage specializes in fixed rate mortgages with 30, 25, 20, 15, and 10-year terms.

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Benefits of Fixed Loans

5% minimum down payment required on purchase
Minimum credit score - usually 620
Post- bankruptcy: can qualify after 4 years
Post-foreclosure: can qualify after 7 years
Post-short-sale: Can Qualify after 2 years (LTV restrictions may apply)

See Instant Live Rates And Closing Costs!

Choose your option and see rates upon completion.

PURCHASE A HOME REFINANCE MORTGAGE REFINANCE WITH CASH-OUT

Our Reviews

"I wanted to let you know how impressed I was with the job everyone did at your company. I have refinanced several times in the past and usually pick the company that has the lowest rates. Of course I did the same when I chose your company. However, this time I received great service to go with the low rate."
Mary R.
"I just wanted to thank you for constantly following up with me. The last time I refinanced it seemed as if I always had to follow up with the mortgage company. Thanks for staying on top of everything and keeping things moving forward."
John S.
"Your company was so much more professional than the last mortgage company I used. Every question I asked was answered honestly and accurately. I would recommend you to anyone."
Robert M.

Serving all of Texas, including these major metropolitan areas:

•Abilene • Amarillo • Arlington • Austin • Beaumont • Brownsville • Carrollton • College Station • Corpus Christi • Dallas • Denton • El Paso • Fort Worth • Frisco • Garland • Grand Prairie • Houston • Irving • Killeen • Laredo • League City • Lewisville • Lubbock • McAllen • McKinney • Mesquite • Midland • New Braunfels • Odessa • Pasadena • Pearland • Plano • Richardson • Round Rock • San Antonio • Sugar Land • Tyler • Edinburg • Waco • Wichita Falls •

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