Texas Mortgage Rates by City

  • All of TexasLicensed to lend statewide
  • 40 marketsLocal live-rate guides
  • 254Texas counties we can serve
  • $832,7502026 conforming loan limit

Live Mortgage Rates for Every Major Texas Market

Melbourne Mortgage is a Texas mortgage broker licensed to close loans anywhere in the state, from the Gulf Coast to the Panhandle. Texas has no state income tax and 254 counties, and home values, property-tax rates, and the loan programs that fit best vary widely from one metro to the next. The guides below give you today's live rates and closing-cost estimates for the market you are buying or refinancing in. Do not see your town? We lend there too. Start the live-rate tool and we will price your exact scenario.

See Your Live Rate Purchase Loans

Dallas-Fort Worth Metroplex

Dallas A deep, competitive market with strong conventional and jumbo volume and fast-moving appraisals. See Dallas Rates → Fort Worth Relative affordability next to Dallas keeps first-time and move-up buyers active. See Fort Worth Rates → Arlington Between the two downtowns, where owner-occupied and investment financing overlap. See Arlington Rates → Plano Corporate relocations and top-rated schools drive move-up and jumbo demand. See Plano Rates → Frisco One of the fastest-growing suburbs in the country, heavy on new-construction financing. See Frisco Rates → McKinney Historic-downtown charm and rapid Collin County growth for move-up buyers. See McKinney Rates → Garland An affordable, established Dallas County market for first-time and FHA buyers. See Garland Rates → Irving Las Colinas and airport-corridor employment keep condo and townhome financing busy. See Irving Rates → Grand Prairie Mid-cities affordability between the two downtowns, strong for FHA purchases. See Grand Prairie Rates → Denton A university town anchoring the northern metroplex, active with first-time buyers. See Denton Rates → Mesquite Established east-county neighborhoods with steady FHA and conventional demand. See Mesquite Rates → Carrollton Central-metroplex convenience and stable values for move-up buyers. See Carrollton Rates → Richardson The Telecom Corridor keeps professional purchase and refinance demand steady. See Richardson Rates → Lewisville Lake-area suburbs and easy tollway access draw commuters and first-time buyers. See Lewisville Rates →

Greater Houston

Houston The state's largest market and every loan type, from FHA and VA to high-balance jumbo. See Houston Rates → Sugar Land Master-planned Fort Bend communities with strong move-up and jumbo demand. See Sugar Land Rates → Pearland A fast-growing south-Houston suburb popular with families and first-time buyers. See Pearland Rates → Pasadena Ship Channel employment supports steady, affordable owner-occupied lending. See Pasadena Rates → League City Bay Area growth between Houston and Galveston, active with move-up buyers. See League City Rates →

Greater Austin

Austin A tech-driven market where prices and jumbo activity run well above the state average. See Austin Rates → Round Rock Williamson County growth and Austin-metro jobs keep purchase demand strong. See Round Rock Rates →

San Antonio and the Hill Country

San Antonio Military, medical, and affordability make it one of the busiest FHA and VA markets in Texas. See San Antonio Rates → New Braunfels Hill Country growth between Austin and San Antonio, heavy on new construction. See New Braunfels Rates →

Rio Grande Valley and South Texas

McAllen A border-trade hub where FHA and first-time-buyer lending leads the market. See McAllen Rates → Edinburg University and county-seat growth in Hidalgo County, active with first-time buyers. See Edinburg Rates → Brownsville Space and port investment are reshaping this affordable southern-tip market. See Brownsville Rates → Laredo Cross-border trade drives a steady, affordability-focused purchase market. See Laredo Rates →

Gulf Coast and Southeast Texas

Corpus Christi Coastal living plus port and energy jobs, with flood-zone and insurance factors to plan for. See Corpus Christi Rates → Beaumont Golden Triangle refining employment supports affordable, steady owner-occupied lending. See Beaumont Rates →

West Texas and the Panhandle

El Paso A large, affordable border market with heavy VA demand from Fort Bliss. See El Paso Rates → Lubbock Texas Tech and agriculture anchor a stable, affordable purchase market. See Lubbock Rates → Amarillo Panhandle affordability and steady demand for first-time and conventional loans. See Amarillo Rates → Midland Oil-economy income swings make documentation and rate timing especially important. See Midland Rates → Odessa Permian Basin employment drives an affordable, energy-linked purchase market. See Odessa Rates → Abilene Dyess Air Force Base and regional employment keep VA and FHA lending active. See Abilene Rates → Wichita Falls Sheppard Air Force Base supports steady VA and first-time-buyer demand. See Wichita Falls Rates →

Central and East Texas

Waco Baylor, tourism, and I-35 growth have lifted this central-Texas market. See Waco Rates → Killeen Fort Cavazos makes this one of the strongest VA-loan markets in the state. See Killeen Rates → College Station Texas A&M drives steady demand and a healthy investment-property niche. See College Station Rates → Tyler East Texas medical and rose-country hub, popular with move-up and retiree buyers. See Tyler Rates →
A Texas Mortgage Broker Serving the Entire State

Melbourne Mortgage is licensed to lend across all of Texas, from the Dallas-Fort Worth Metroplex and Greater Houston to Austin, San Antonio, the Rio Grande Valley, and West Texas. See every market we serve on our Areas We Serve page.

See Your Live Rate