Carrollton Mortgage Rates

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At Melbourne Mortgage, we specialize in providing the best Carrollton mortgage rates to help you secure affordable financing for your home. Whether you're a first-time homebuyer, refinancing an existing mortgage, or investing in property, we offer competitive loan options with flexible terms tailored to your needs.

Today's Carrollton mortgage rates fluctuate based on market conditions, loan type, and borrower qualifications. Our team stays updated on current mortgage trends to ensure you get the lowest available rates. We provide personalized rate quotes, helping you make informed decisions about your home financing.

Finding the best Carrollton mortgage rates is easier than ever with Melbourne Mortgage. Contact us today or apply online to get a free, customized quote and lock in today's Carrollton mortgage rates.

Today's Carrollton Mortgage Rates

Mortgage rates as of 12/12/2025

Melbourne Mortgage: Your Trusted Partner for Carrollton Mortgage Rates

At Melbourne Mortgage, we provide tailored mortgage solutions to homebuyers, investors, and homeowners throughout Carrollton, Texas. As a trusted mortgage broker, we help our clients navigate the Carrollton real estate market with confidence. Whether you are buying your first home, refinancing an existing property, or exploring investment opportunities, our team has the experience and market knowledge to secure the best mortgage rates for your needs.
Carrollton Residential Home

Carrollton Real Estate Market Insights

The Carrollton housing market currently reflects a median sale price of approximately $435,000 based on data from October 2025. This represents an estimated 2.3 percent decrease year over year. The market is showing signs of stabilizing, which may give buyers the opportunity to take advantage of favorable mortgage rate conditions. Melbourne Mortgage tracks Carrollton market data closely to provide informed guidance on timing and financing strategies.

Carrollton Suburban Home

Rent vs. Buy in Carrollton

As of November 2025, the average rent in Carrollton is approximately $1,575 per month. This rental level is higher than many surrounding areas, and it highlights the long term financial value that homeownership can offer. For many residents, monthly mortgage payments can be more stable than renting. Melbourne Mortgage helps renters evaluate the transition into homeownership by identifying the most competitive mortgage options available.

Carrollton Mortgage Broker

Carrollton Mortgage Rates and Housing Market Outlook

With home prices slightly lower than the previous year and rental prices remaining elevated, the Carrollton market continues to attract buyers and investors. This environment can create strong opportunities for borrowers who want to secure financing before future appreciation cycles begin. As your Carrollton mortgage broker, Melbourne Mortgage provides clear guidance on loan programs, rate trends, and financing paths designed to fit your goals.

Why Choose Melbourne Mortgage for Carrollton Mortgage Rates

Selecting the right mortgage broker is essential when navigating Carrollton real estate. Melbourne Mortgage offers a full range of home loan programs and financing options, including the services listed below.
  • Conventional mortgages
  • FHA loans
  • VA loans
  • Jumbo loans for higher priced properties
  • Refinancing solutions
Our team understands the specific characteristics of the Carrollton housing market and works hard to secure the best possible loan terms for first time buyers, move up buyers, and investors.
Carrollton Mortgage Loans

Contact Melbourne Mortgage for Carrollton Mortgage Rates and Home Loan Guidance

If you are planning to purchase or refinance in Carrollton, Melbourne Mortgage is ready to assist. Our mortgage professionals will help you evaluate your options and secure the most competitive mortgage rates available based on current Carrollton market conditions.


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Whether you're buying your new home or want to refinance existing mortgage, we have a home lending solution just for you.
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Use the form within the banner above and instantly get a rate quote, including closing costs. You can also use our Loan Inquiry form to see how much you can qualify for. No matter your needs, we are here to help!



What We Offer

  • Great customer service

    At Melbourne Mortgage we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you.

  • Superior loans and mortgages

    We work with multiple lenders and we can provide our clients with extremely competitive pricing. Now you can do all your comparison shopping with one company without wasting time with several banks or brokers.

  • Clients come first

    We make sure our clients get the best support from our staff. We will walk you through the whole mortgage process and ensure your transactions close smoothly.

mortgage types

Mortgage Resources

We have put together some helpful information and mortgage calculators to help answer any questions you might have.
Loan Types

Compare Loans

Our complete list of loans along with their detailed description will help you decide which loan is good for you.

Calculators

Calculators

We have put together some calculators to help you make sense of the numbers.

Mortgage Questions

Questions & Answers

Here we tried to answer the most important questions you may have. For more answers call 214-888-8693.

Our Reviews

Serving all of Texas, including these major metropolitan areas:

AbileneAmarilloArlingtonAustinBeaumontBrownsvilleCarrolltonCollege StationCorpus ChristiDallasDentonEl PasoFort WorthFriscoGarlandGrand PrairieHoustonIrvingKilleenLaredoLeague CityLewisvilleLubbockMcAllenMcKinneyMesquiteMidlandNew BraunfelsOdessaPasadenaPearlandPlanoRichardsonRound RockSan AntonioSugar LandTylerEdinburgWacoWichita Falls