Lubbock Mortgage Rates

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At Melbourne Mortgage, we specialize in providing the best Lubbock mortgage rates to help you secure affordable financing for your home. Whether you're a first-time homebuyer, refinancing an existing mortgage, or investing in property, we offer competitive loan options with flexible terms tailored to your needs.

Today's Lubbock mortgage rates fluctuate based on market conditions, loan type, and borrower qualifications. Our team stays updated on current mortgage trends to ensure you get the lowest available rates. We provide personalized rate quotes, helping you make informed decisions about your home financing.

Finding the best Lubbock mortgage rates is easier than ever with Melbourne Mortgage. Contact us today or apply online to get a free, customized quote and lock in today's Lubbock mortgage rates.

Today's Lubbock Mortgage Rates

Mortgage rates as of 8/20/2025

Melbourne Mortgage: Your Trusted Partner for Lubbock Mortgage Rates

Melbourne Mortgage offers personalized Lubbock mortgage solutions for first time homebuyers, refinancers, and investors. With knowledge of the Lubbock housing market, we help you navigate mortgage rate options in this growing West Texas city.
Lubbock Residential Home

Lubbock Housing Market Overview

As of June 2025, the median sale price in Lubbock is approximately $223,900, while the median listing price is about $238,900. Homes typically go pending in around 24 days, which reflects a responsive and balanced market. :contentReference[oaicite:1]{index=1}

Lubbock Investment Property

Lubbock Rental Market Snapshot

The average rent in Lubbock is approximately $1,134 per month, which is about 33 percent below the national average. Rents have risen modestly over the past year, making rental property in Lubbock affordable and appealing. :contentReference[oaicite:2]{index=2}

Lubbock Mortgage Broker

Lubbock Mortgage Rates and Forecast

30 year fixed mortgage rates in Lubbock track national averages in the mid six percent range. With steady demand and improving inventory levels, buyers and investors may find advantage in later 2025. :contentReference[oaicite:3]{index=3}

Why Choose Melbourne Mortgage for Lubbock Mortgage Rates?

We provide full mortgage services tailored to Lubbock residents and investors:
  • Conventional mortgage programs
  • FHA and VA financing
  • Jumbo and investment property loans
  • Refinancing and rate lock strategies
Our team understands the Lubbock community and economy, ensuring mortgage guidance that aligns with your goals.
Lubbock Mortgage Loans

Contact Melbourne Mortgage – Lubbock Mortgage Rates and Home Loan Experts

Ready to buy, refinance, or invest in Lubbock real estate? Contact Melbourne Mortgage today to get expert guidance and competitive mortgage options tailored to West Texas.


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Don't wait! Find out about your options today!

Whether you're buying your new home or want to refinance existing mortgage, we have a home lending solution just for you.
Let us walk you through the whole process. It's easy!

Use the form within the banner above and instantly get a rate quote, including closing costs. You can also use our Loan Inquiry form to see how much you can qualify for. No matter your needs, we are here to help!



What We Offer

  • Great customer service

    At Melbourne Mortgage we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you.

  • Superior loans and mortgages

    We work with multiple lenders and we can provide our clients with extremely competitive pricing. Now you can do all your comparison shopping with one company without wasting time with several banks or brokers.

  • Clients come first

    We make sure our clients get the best support from our staff. We will walk you through the whole mortgage process and ensure your transactions close smoothly.

mortgage types

Mortgage Resources

We have put together some helpful information and mortgage calculators to help answer any questions you might have.
Loan Types

Compare Loans

Our complete list of loans along with their detailed description will help you decide which loan is good for you.

Calculators

Calculators

We have put together some calculators to help you make sense of the numbers.

Mortgage Questions

Questions & Answers

Here we tried to answer the most important questions you may have. For more answers call 214-888-8693.

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